The seven big ones
| Scam | Old version | AI-era twist |
|---|
| IRS / Social Security | Robocall threatening arrest | Cloned voice claiming to be a real agent by name |
| Tech support | Pop-up: 'Your computer is infected' | Fake 'Microsoft' email with polished AI writing |
| Grandparent scam | 'Grandma, I'm in jail' | Cloned grandchild voice, even right name and tone |
| Romance scam | Stranger online asks for money | AI-generated photos and voice notes |
| Sweepstakes | 'You won! Just pay shipping' | Fake website with realistic logos |
| Medicare | Door-to-door 'free brace' | AI-generated robocalls reading from your area code |
| Charity | Door knock after a disaster | Fake AI-built website mimicking a real charity |
Your AI defender
- Forward suspicious texts to 7726 (SPAM).
- Paste suspicious emails into a chatbot and ask, 'What red flags do you see?'
- Sign up for the AARP Fraud Watch Network alerts.
The big idea: scammers use AI to sound real. You use AI to slow them down and check.
End-of-lesson check
15 questions · take it digitally for instant feedback at tendril.neural-forge.io/learn/quiz/end-seniors-scams-targeting-seniors-creators
What makes the phrase 'do this right now and don't tell anyone' a red flag when receiving an unexpected request?
- It suggests the request is urgent and meant to prevent you from seeking advice
- It indicates the sender is too busy to explain details
- It means the request is definitely from a family member
- It proves the sender is an authority figure
In the AI-era version of the IRS or Social Security scam, what makes the threat more convincing than the old robocall version?
- The scammer asks for payment in gift cards
- The scammer threatens to arrest you immediately
- The scammer uses a cloned voice that sounds like a real agent by name
- The scammer sends a physical letter
A phone call claims your grandchild is in jail and needs money immediately. What AI technology might a scammer use to make this con more effective?
- A cloned voice that matches your grandchild's tone and uses their actual name
- A social media post from your grandchild's account
- A video call showing your grandchild in a police station
- A text message with your grandchild's phone number
How has AI changed the tech support scam compared to the old pop-up warning version?
- The scammer asks for payment in cryptocurrency only
- The scammer now calls you on the phone instead of using computers
- AI-generated emails now appear professionally written like actual Microsoft communications
- Pop-ups no longer exist because people use phones more
In romance scams, what AI tools allow scammers to build trust with victims before asking for money?
- AI-generated profile photos and voice notes that create a false persona
- Encrypted messaging apps that hide the scammer's location
- Background check services that verify identity
- Free video chat services that record conversations
What should you do with a suspicious text message that might be a scam?
- Forward it to 7726 to report it as spam
- Call the number back to verify it's real
- Delete it immediately and block the number
- Reply with 'STOP' to unsubscribe
How can you use an AI chatbot to help identify a suspicious email?
- Ask the chatbot to click any links in the email
- Ask the chatbot to reply to the email for you
- Use the chatbot to translate the email into another language
- Paste the email text and ask what red flags exist
What is a deepfake voice?
- A type of music generated by artificial intelligence
- AI technology that replicates a specific person's speech patterns and tone
- A voice changer app that makes you sound like a robot
- A computer program that generates random human sounds
Why will a real government agency or family member never rush you into an immediate payment decision?
- They are required by law to give you at least 24 hours
- They want to make sure you understand all your options
- They prefer to communicate through mail rather than phone
- Real agencies and family members understand that verification takes time and will wait
What protection does signing up for the AARP Fraud Watch Network provide?
- It blocks all scam calls automatically
- It provides alerts about current scam schemes targeting older adults
- It guarantees reimbursement if you fall for a scam
- It assigns a personal bodyguard for seniors
In the sweepstakes scam, what makes the AI-era version more convincing than the old 'you won, just pay shipping' version?
- The scammer sends a physical check as proof
- The scammer asks for your bank account number directly
- Fake websites now feature realistic logos and professional design that mimic real companies
- The scammer offers to pay your taxes first
How has the Medicare scam evolved with AI technology?
- Medicare now calls seniors automatically about new plans
- The government requires seniors to verify their Medicare numbers monthly
- AI-generated robocalls can read from your local area code to sound more legitimate
- Scammers now sell braces door-to-door in person
What AI tool do charity scammers use to impersonate real organizations after disasters?
- AI-generated news articles about the disaster
- AI chatbots that ask for donations
- AI voice changers that sound like celebrities
- AI-built websites that mimic legitimate charity websites
Which statement best describes why scammers insist you not tell anyone about the transaction or request?
- They are following banking privacy laws
- They know that seeking advice from others would reveal the scam
- They want to protect your privacy
- They want to surprise your family with good news
What is a robocall?
- A call from a robot assistant like Alexa
- An automated phone call that delivers a recorded message
- A call that is automatically forwarded to voicemail
- A call from a government agency