AI and online scam money back: chargeback, dispute, or report

Got scammed online? You have 60 days to dispute a credit card charge and 2 days to report unauthorized debit charges. AI can walk you through the recovery path that fits your situation.

How to use it

• Ask AI which dispute path fits your payment method
• Ask AI for the chargeback script for your card issuer
• Ask AI for the FTC and IC3 report links
• Ask AI for the timeline before the money is gone forever

Try it

If you've been scammed, file the dispute and the FTC report in the same hour — speed matters.

Practice this safely

Try this with a school, hobby, or family example where the stakes are low. Use the AI output as a draft you can question, not as the final answer.

1. 1Ask AI to explain chargeback in plain language, then underline anything that sounds uncertain or too broad.
2. 2Give it one detail from "AI and online scam money back: chargeback, dispute, or report" and ask for two possible next steps plus one reason each step might be wrong.
3. 3Check ftc report against a trusted source, teacher, adult, expert, or original document before you use it.